Is RLUSD on Ethereum or XRPL?

Both. Ripple issues RLUSD natively on the XRP Ledger and as an ERC-20 token on Ethereum. XRPL offers lower fees and faster settlement, while Ethereum provides broader DeFi integration.

Can you bridge RLUSD between XRPL and Ethereum?

Direct trustless bridging is not yet available. Moving RLUSD between chains currently requires going through a centralized exchange or Ripple's minting/redemption process.

Insights

What Blockchain Is RLUSD On?

Q: What blockchain is RLUSD on?

RLUSD is issued on two blockchains: the XRP Ledger (as a native token) and Ethereum (as an ERC-20 token). Both versions are backed 1:1 by USD reserves held by Ripple.

RLUSD is a multi-chain stablecoin issued on both the XRP Ledger and Ethereum. Here is how the two versions compare and which one to use.

XRPL Holders

67,589

Trustlines

100,272

XRPL Supply

$1.02B

24h Volume

$4.08M

XRPL data from api.xrpl.to. Updated: 2026-10-19 06:52 UTC

RLUSD Exists on Two Chains

Ripple issues RLUSD natively on two blockchains:

XRP Ledger (XRPL)

Issued as a native XRPL token. Trades on the built-in DEX with 3-5 second settlement and near-zero fees (~$0.00002 per transaction).

Ethereum (ERC-20)

Issued as an ERC-20 smart contract. Trades on Uniswap, Curve, and other Ethereum DEXs. Gas fees vary from $1-50+ depending on network congestion.

Both versions are backed 1:1 by the same reserve of USD deposits and short-term treasuries. They are the same stablecoin on different networks.

XRPL vs Ethereum: RLUSD Comparison

Feature	RLUSD on XRPL	RLUSD on Ethereum
Transaction Fee	~$0.00002	$1-50+
Settlement Time	3-5 seconds	12-60 seconds
DEX Type	Native CLOB + AMM	Smart contract AMMs
MEV / Front-running	Not possible	Common risk
Wallet Setup Cost	1 XRP reserve (~$1.31)	Free (but gas to interact)
Trustline Required	Yes (0.2 XRP / ~$0.26)	No (ERC-20 standard)
DeFi Ecosystem	DEX, AMM pools	Uniswap, Aave, Curve, etc.
KYC Required	No (DEX)	No (DEX)

Which Chain Should You Use?

Use XRPL if you want low fees and fast trades

Best for active trading, small transactions, AMM liquidity providing, and sending payments. Transaction costs are negligible.

Use Ethereum if you need DeFi composability

Best for lending/borrowing on Aave, complex DeFi strategies, or if your assets are already on Ethereum and bridging costs outweigh gas fees.

Can You Bridge RLUSD Between Chains?

Direct bridging between XRPL RLUSD and Ethereum RLUSD is not yet available through a trustless bridge. Currently, moving between chains requires going through a centralized exchange or Ripple's own minting/redemption process.

Ripple has been working on the XRPL-EVM sidechain and cross-chain bridge infrastructure. As these mature, direct RLUSD bridging between chains may become available.

RLUSD Contract Addresses

XRPL Issuer

rMxCKbEDwqr76QuheSUMdEGf4B9xJ8m5De

Ethereum (ERC-20)

0x8292bb45bf1ee4d140127049757c2e0ff06317ed

Trade RLUSD on XRPL

Swap XRP for RLUSD on the native DEX, settled in seconds.

Swap to RLUSD Where to Buy RLUSD XRPL vs Ethereum