XRPL News & Updates

Grayscale Opens In-Kind Crypto Investing for Bitcoin, XRP, Dogecoin, Solana ETFs

Why are XRP and XLM regaining momentum?

Ripple supports the SEC's latest crypto ruling. Here's why.

Ripple has expressed support for the SEC's proposed Reg Crypto framework while requesting clearer guidance on token classifications, securities definitions, and trading rules. Other major blockchain projects including Chainlink, Cardano, Hedera, Avalanche, Stellar, and Aptos have also submitted comments urging the SEC to codify digital commodity status for their tokens. The responses come as the comment period for the SEC's Reg Crypto proposal concludes. This development follows Ripple's partial legal victory in which a court ruled that secondary sales of XRP do not constitute securities transactions. The industry is seeking regulatory clarity to distinguish between securities and commodities for digital assets.

Standard Chartered’s Role With XRP & RLUSD Explained

Standard Chartered has started holding Ripple’s RLUSD stablecoin on the XRP Ledger, with custody services operational through its Dubai International Financial Centre branch, regulated by the Dubai Financial Services Authority. The bank is exploring a proposed ‘collateral mirroring’ model with LMAX, allowing institutional clients to trade against their RLUSD holdings without transferring collateral to a trading venue. Clients’ RLUSD would remain at Standard Chartered while the bank communicates available collateral to LMAX for trading purposes. The custody service is live, but the trading arrangement requires further testing, legal reviews, and regulatory approvals before becoming operational. While RLUSD—not XRP—is the primary asset involved, the ledger connection generates minor XRP demand through reserve requirements and transaction fees paid in XRP, which are then burned. The development could ease future adoption of XRP Ledger services by banks, as custody approval may simplify integration for additional offerings.

AI Price Prediction: We Asked Elon Musk’s Grok if XRP Can Get Back to $2 by the End of 2027

Elon Musk's AI chatbot Grok gives XRP a 48% chance of trading above $2 before the end of 2027, requiring a 47% increase from its October 21, 2026 price of $1.36. Grok's most likely forecast places XRP at $1.92 by end of 2027, within a range of $1.15 to $2.95. The AI identifies three conditions for XRP to reach $2: Bitcoin stabilizing above $100,000, spot ETF assets surpassing $1.5 billion, and broader bank partnerships. For XRP to hit $2, its market cap would need to grow to approximately $126.3 billion from the current $85.6 billion. XRP has fallen 10.4% in October and trades 62.8% below its all-time high of $3.65.

XRPL Lending Protocol Lacks Validator Support Ahead of October 23 Bug Fix Activation

XRPL's lending protocol proposals, including LendingProtocol, LendingProtocolV1_1, and SingleAssetVault, have not yet secured the required 29 validator votes, with current counts at 19, 19, and 21 respectively. All three amendments must maintain over 80% validator support for two consecutive weeks before activation. Meanwhile, the fixCleanup3_4_0 amendment has achieved the necessary majority and is scheduled to activate on October 23, addressing vulnerabilities in asset vaults, loan default handling, automated market makers, and token permissions. The native lending features still have no confirmed launch date.

XRP, Dogecoin Flash ‘Opportunity’ Signals Again: Can Bulls Break Through?

XRP rose 4.5% in 24 hours as analytics firm Santiment flagged it and Dogecoin for historically favorable buying zones based on 365-day MVRV ratios. XRP's MVRV sits at 0.92 and Dogecoin's at 0.74, both below 1.0 indicating average holders are at a loss, while Bitcoin, Ethereum, and Chainlink show near-breakeven readings between 0.97 and 1.04. A similar signal on September 24 preceded a brief XRP rally to $1.62 from $1.50 before a decline to $1.25, with the token now trading near $1.35. The current negative MVRV reading follows a sharp selloff, suggesting capitulation rather than fresh momentum. Technically, XRP holds above the $1.35 Fibonacci level but faces resistance at $1.37 where multiple moving averages converge.

XRP flashes a potential bottom signal, but $15.7 billion in exchange supply threatens recovery

XRP's 365-day MVRV ratio dropped to approximately 0.92, placing holders about 8% below their cost basis while XRP trades near $1.33, according to Santiment data. Glassnode reported on October 19 that over 40% of large-cap altcoins sit near their yearly leverage highs, with mid-cap leverage concentration reaching a yearly high since September 28. CryptoQuant analysis from October 17 shows Binance XRP futures open interest fell 15.8%, from $538.1 million to $453 million, as the price declined from $1.52 to $1.29. Binance's estimated leverage ratio decreased from 0.205 to 0.170 during the same period. More than half of large-cap altcoins and roughly one-third of mid-caps remain in their yearly top decile for open interest relative to market value, signaling elevated leverage across the sector despite Bitcoin's pullback.

XRP Price Analysis: XRP Just Bounced 4% Off Its Low. Can It Break Back Above $1.40?

XRP surged 4.2% to $1.35 in the last 24 hours, recovering nearly 8% from its October 18 low of $1.25. Despite the bounce, XRP has failed to close above $1.40 since October 11, and spot XRP ETFs recorded zero net flows on October 19 and 20. The token trades 63% below its all-time high of $3.65 and remains below its 50-day moving average at $1.413. Over the past week XRP is down 0.7%, down 7.9% over 30 days, and down 10.4% from October 1 to October 20. A close above the 50-day average is seen as necessary to signal renewed buyer momentum.

Ripple Price Analysis: Is XRP Out of the Woods After 10% Rebound?

Massive XRP Giveaway Announced by Binance

Binance announced a 600,000 XRP giveaway program for users holding RLUSD stablecoin on its platform. The program runs from October 23 to November 20 with weekly airdrops starting October 30. Users need a minimum 0.01 RLUSD balance in qualifying accounts such as spot, funding, earn, or margin to participate. Rewards are calculated based on average RLUSD balances and an effective annual percentage rate determined by the exchange. Bonus multipliers include 1.2x for increasing RLUSD holdings compared to the prior two weeks and 1.1x for subscribing to RLUSD Simple Earn Flexible Savings, combinable up to 1.3x. The program ends once the 600,000 XRP reward pool is exhausted with no individual cap on rewards.

Ethereum Will Benefit Most From $3 Trillion Stablecoin Boom, Spark CEO Predicts

Spark CEO Sam MacPherson predicts stablecoin market capitalization could triple to $3 trillion by 2030, driven by the GENIUS Act taking effect in January 2027. MacPherson said every institution and bank now has a stablecoin plan, and Spark already works with PayPal, Ripple, and Robinhood's earn feature using USDG stablecoin. He argues liquidity will consolidate on neutral public infrastructure like Ethereum, with Solana as a secondary contender, rather than on company-owned chains such as Base, Robinhood Chain, or Stripe's Tempo. Spark manages roughly $3 billion in deployed capital and removed RSETH as collateral in January, months before the Kelp DAO exploit in April.

NEAR Rebounds After Launching A Business Wallet That’s ‘Confidential From The Market’, With XRP, Bitcoin And Solana Support

NEAR Protocol launched **NEAR Business**, a private crypto treasury tool designed to keep company finances confidential from public view while remaining auditable. The service supports over 35 blockchains, including **XRP, Bitcoin, and Solana**, enabling teams to manage payments, swaps, and capital allocation with customizable approval rules. NEAR Business integrates with hardware wallets like Ledger and offers free usage, covering gas fees for the first 1,000 monthly actions, with a 0.35% fee for swaps. The platform contrasts with traditional enterprise custody solutions, which can cost over **$18,000/year** with lengthy setup times. NEAR’s token price rose **over 10%** in 24 hours following the launch, though retail sentiment on Stocktwits remained 'extremely bearish' with low discussion volume.

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XRP leads way as most big cryptocurrencies post advances

XRP Rallies on Ripple SEC Push as ETF Outflows Cloud Evernorth Debut

Ripple filed a 20-page comment letter on October 20 supporting the SEC's proposed Regulation Crypto Assets while requesting modifications. The SEC framework includes exemptions for certain offerings and a conditional safe harbor for crypto asset regulation. Ripple argues that an investment contract involving a digital asset does not necessarily make the underlying token a security in all contexts. Meanwhile, U.S. spot XRP ETFs experienced outflows, reversing previous inflows. Evernorth debuted on Nasdaq as an XRP-focused digital asset treasury company. The outlook for XRP hinges on regulatory progress and whether institutional demand strengthens again.

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Ripple Urges SEC Not to Classify Tokens as Securities Indefinitely

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