Benzinga·15 minutes agoNeutral
XRP fell 14% over the past week while the XRP Ledger advances a proposed lending protocol, XLS-66, designed to bring credit markets on-chain. Trader Cryptoinsightuk argues blockchain will make existing financial infrastructure more efficient rather than replace banks, and outlines the protocol's lending vaults, loan brokers, off-chain credit assessments, and first-loss capital protections. The XRPL Foundation also proposed a quantum-resistant account upgrade targeting a full transition by 2028. The trader cautions that institutional adoption of the ledger does not guarantee XRP price appreciation, noting that issuing tokenized assets does not require purchasing equivalent XRP. Three potential drivers of sustained XRP demand are identified: institutions using XRP for cross-market liquidity, XRP serving as a bridge between tokenized assets and currencies, and growing use of XRP in lending and other financial applications.
Cryptonews·about 1 hour agoBullish
DeepSeek AI published an XRP price prediction analyzing a hypothetical scenario where a major international payments consortium backed by large commercial banks and a global messaging network designates the XRP Ledger as a preferred settlement layer. XRP is currently consolidating in the $1.08–$1.15 region after a multi-week decline that tested lower supports. The chart shows a series of lower highs, though longer-term support zones from prior consolidation bases remain intact. Volume has been mixed without reaching capitulation extremes. A sustained recovery above $1.30–$1.40 would mark a short-term structural shift toward previous intermediate highs. In an extreme adoption-driven scenario, measured-move extensions and multi-year Fibonacci projections could theoretically support significantly higher targets once momentum and institutional flows align.
DailyCoin·about 1 hour agoNeutral
Ripple developers are implementing quantum-resistant measures for the XRP Ledger using ML-DSA-44, a digital signature standard approved by NIST in 2024. The multi-phase roadmap targets full post-quantum readiness by 2028, with the new signature format requiring 3,732 bytes for public keys and signatures compared to the current 105 bytes. Node operators will absorb the ~3.6 KB increase per protected transaction, resulting in 5,331 bytes of storage per secure payment with database overhead. The XRP Ledger Foundation plans to begin the inaugural phase of the quantum resistance study in early 2027, with an audit scheduled for mid-2027. The upgrade addresses risks including exposed public keys during transactions and "harvest now, decrypt later" attacks where bad actors collect cryptographic data for future decryption.
Yahoo Finance·about 2 hours agoNeutral
XRP fell 18.4% over the past seven days to $1.04 as of November 10, 2026, making it the worst-performing major cryptocurrency during that period. The decline extended a longer trend, with XRP down 21.6% over two weeks, 26% over 30 days, and 16.7% in November, leaving it 71.5% below its all-time high of $3.65 set on July 17, 2025. The drop coincided with a broader market selloff triggered by Bitcoin's slide and $201 million in outflows from U.S. spot Bitcoin ETFs on November 9. XRP spot ETFs recorded zero net flows from November 3 to 6, followed by a $10.4 million outflow on November 9, removing a key source of demand. Despite the price decline, ETF holders largely remained invested, with approximately 96% of the fund asset reduction attributed to falling prices rather than redemptions.
CCN.com·about 2 hours agoNeutral
XRP Ledger co-creator David Schwartz responded to holder frustration on Nov. 9, rejecting claims that Ripple has a secret plan to reward XRP holders. With XRP trading around $1.10, Schwartz stated the token should capture value if the XRP Ledger succeeds but dismissed transaction fees as a significant price driver. The exchange began when user My2Cents demanded answers about a decade of loyalty yielding "0 results" and questioned whether XRP is merely a funding token for Ripple. Another participant, VanceGG, suggested XRP could play a larger role in Ripple's ecosystem. Separately, a community debate has emerged over price forecasts ranging from $30 to $1,000, with one bull arguing institutional demand could support $30 XRP.
Crypto Briefing·about 3 hours agoBearish
Ether, Solana, and XRP declined sharply as cryptocurrency liquidations reached $580 million amid a broader market selloff. Ethereum fell approximately 5.9% to around $2,100, while XRP dropped 7.3%. The liquidations were driven by leveraged positions being forcibly closed, with a substantial portion being long positions. Market observers are monitoring further developments, including potential influence from Ripple's leadership and regulatory announcements.
Cryptonews·about 3 hours agoBullish
Ripple CTO David Schwartz stated that a higher XRP price would improve network efficiency by making liquidity more cost-effective and reducing transaction slippage. He argued that XRP stands to gain more from successful XRP Ledger adoption than its current market valuation reflects. Schwartz made the comments while XRP traded near $1.10, acknowledging that the token's price currently tracks broader cryptocurrency market conditions. Meanwhile, adoption momentum is building with 37 European banks reportedly embracing Ripple's technology for cross-border payments. Schwartz emphasized that deeper liquidity from a higher price could allow institutions to execute larger transactions without moving the market.
TradingView·about 3 hours agoNeutral
Former Ripple CTO David Schwartz disclosed on X that he sold approximately 2.5 million XRP in 2025, paying about $1.7 million in capital gains tax. Schwartz stated most of the sold tokens came from bonuses received in 2020 and 2023, and emphasized the tax bill reflects profitable investments. Analysts estimated his sale price between $2 and $3.50 per XRP based on the tax figure, assuming combined federal and California tax rates around 37%. XRP reached a seven-year high of $3.65 in July 2025. Schwartz has previously mentioned a long-standing personal rule to sell some crypto holdings periodically, and there is no indication the sale was based on inside information.
CryptoPotato·about 3 hours agoBearish
DailyCoin·about 3 hours agoNeutral
Ripple CEO Brad Garlinghouse used the Swell 2026 event to counter claims that Ripple controls the XRP Ledger due to its large XRP holdings, stating token ownership does not confer authority over network rules. The ledger currently has more than 150 validators, with only one of the 35 on the recommended unique node list operated by Ripple, representing roughly 2.9 percent. Unlike proof-of-stake systems, XRP holdings grant no extra voting weight, and protocol amendments require at least 80 percent validator support for two consecutive weeks before activation. Three amendments have gone live in 2026: Permissioned Domains on February 4, Permissioned DEX on February 18, and Batch transactions on October 9, tools designed for institutional applications. Major financial firms including Aviva Investors, Franklin Templeton, DBS Bank, and Standard Chartered have advanced XRP Ledger projects involving tokenized fund shares and RLUSD custody.
Yahoo Finance·about 4 hours agoNeutral
Ripple CTO David Schwartz stated on X on November 9, 2026, that he has sold nearly all of the digital assets he ever held and has not bought XRP in a long time. He retains a large stake in private Ripple stock, which he says carries more risk than he would prefer. XRP traded at $1.04 on November 10, down 6% in 24 hours, 43.5% year-to-date, and 71.5% below its July 2025 all-time high of $3.65. Schwartz previously disclosed selling about 2.5 million XRP in 2025, worth roughly $2.6 million at current prices, and paying approximately $1.7 million in capital gains taxes. All of his XRP sales followed a written plan established with legal counsel at least one month in advance.
U.Today·about 4 hours agoBullish
Ripple Prime head Marc Asch will step down by the end of 2025, with Senior Vice President Noel Kimmel set to replace him. Ripple Prime was formed after Ripple acquired Hidden Road for $1.25 billion in October 2025, rebranding the prime brokerage founded by Asch in 2018. The division focuses on institutional investment across digital assets and provides exposure to Ripple's stablecoin RLUSD. In the same month, Ripple completed a $1 billion acquisition of stablecoin platform GTreasury. Ripple Prime recently won the Prime Broker of the Year: EMEA award at the 2026 Hedgeweek US Awards, recognizing its growing role in institutional finance.
TradingView·about 4 hours agoNeutral
XRP funding rates on Binance reached a one-year high of +0.18% rolling 30-day sum, indicating bullish derivatives positioning. Meanwhile, spot XRP ETFs recorded $10.4 million in net outflows, equivalent to about 9.37 million XRP. XRP has corrected approximately 30% from recent highs. The XRP Ledger roadmap includes upcoming upgrades such as smart contracts, lending pools, quantum-resistant security, and a projected 23% reduction in validator RAM usage. Technical analysis shows XRP approaching the lower boundary of a descending channel with potential rebound targets at $1.15, $1.32, $1.60, $1.82, and $2.42, conditional on a confirmed bounce.
FXStreet·about 4 hours agoNeutral
DailyCoin·about 4 hours agoBullish
Evernorth reported that XRP was used in 92% of RLUSD-tied swaps on the XRP Ledger's native DEX in 2026, amounting to $1.65 billion in swap volume. RLUSD, Ripple's stablecoin, reached a $2 billion market cap in under two months. Ripple Labs obtained a National Trust bank license in the U.S., which could boost RLUSD adoption. In Europe, SWIFT's multi-layered chain testing involves multiple XRP-linked banks. Evernorth debuted on NASDAQ in October with 473 million XRP tokens for active treasury management. The XRP Ledger dev team is also working on a lending proposal with the community.
Crypto Briefing·about 4 hours agoBearish
XRP has fallen 24% over the past four weeks, underperforming Bitcoin and Ether, with its price near $1.10, the lowest since August. The decline is attributed to selling pressure from the conversion of stolen XRP into Bitcoin. Market analysts note a reduced probability of XRP reaching $3.00 in November. Traders are watching the ongoing impact of stolen asset conversions, potential regulatory developments, and comments from Ripple CEO Brad Garlinghouse. ETF flow shifts are also being monitored for clues on XRP's price direction.
99Bitcoins·about 4 hours agoNeutral
Meta AI predicts XRP can still reach $2, though the token currently trades near $1.09 amid a broader market pullback. As of mid-November 2026, XRP is consolidating in the $1.08–$1.12 range after a multi-week decline that erased earlier gains. Technical analysis shows price making lower highs and testing support near $1.08–$1.10, with daily RSI readings in oversold territory around the mid-20s. Immediate resistance sits at $1.12–$1.15, followed by a significant supply zone at $1.25–$1.35. A sustained daily close above $1.30–$1.40 would be needed to neutralize the short-term bearish structure. Volume has been elevated on down days, reflecting distribution, while longer-term moving averages continue to slope downward.
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Yahoo Finance·about 5 hours agoBearish
XRP dropped to **$1.05** within five minutes of the U.S. October CPI report, marking a **2.8% decline** from **$1.0797** at release. The price hit its lowest since **August 19**, later recovering slightly to **$1.07**. The CPI report showed **0.4% monthly inflation** (vs. expected **0.3%**) and **0.3% core inflation** (vs. **0.2%** forecast), reinforcing expectations of a **0.5% Federal Reserve rate hike** in December. Higher rates typically reduce demand for risk assets like XRP. Bitcoin also fell to **$73,525** during the same period. XRP previously tested **$1.05** in late June–mid-August, holding once before breaking.